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Home（https://www.dbs.com.sg/personal/default.page） / Cards（https://www.dbs.com.sg/personal/cards/cards-comparator.page） / DBS Chromo Card
Enjoy up to 5% cashback on the things you love with DBS Chromo Card
Get up to 5% cashback on your top 2 local spend categories every month across Dining, Shopping, Transport and more - no selection required
0 FX fees and 5-year annual fee waiver
Enjoy the flexibility of toggling between cashback or miles every month
Limited time gift!（https://www.dbs.com.sg/personal/cards/promotion/cards-dbs-chromo）
New to DBS/POSB Credit Cards and between 21-29 years old? Get rewarded with either the Samsonite MINTER 80/30 Trunk (worth S$680) with promo code: CMSAM or S$288 cashback with promo code: CM288.
Apply now（https://www.dbs.com.sg/personal/hoap/cul-onboarding/credit-card/）
Enjoy up to 5% cashback on the things you love with DBS Chromo Card Limited time gift!（https://www.dbs.com.sg/personal/cards/promotion/cards-dbs-chromo）
Apply now（https://www.dbs.com.sg/personal/hoap/cul-onboarding/credit-card/）
Overview Benefits How it works Turning 30 soon? Exclusive Chromo deals Eligibility FAQ
Overview
Overview
Benefits
How it works
Turning 30 soon?
Exclusive Chromo deals
Eligibility
FAQ
Features and Benefits The DBS Chromo Card is an everyday lifestyle credit card, designed for young adults between the ages of 21 - 29 years old in Singapore, that automatically rewards your top 2 local spending categories with cashback or miles.
Get up to 5% cashback¹ on your top 2 local spend categories every month
No selection required - we maximise your savings for you every month across Dining, Travel, Shopping, Transport, Entertainment, and Wellness! Just hit a minimum spend of S$500 per month.
1% cashback on all other local spend
Earn 1% cashback¹ on all other local spend - no minimum spend required!
0 FX fees and 5-year annual fee waiver
Spend anywhere with 0 FX fees, online or in-store. Plus, enjoy no annual fees for the first 5 years.
Toggle between cashback or miles every month
Our rewards adapt to your lifestyle. Earn up to 5% cashback or 1.3 miles² per S$1 on your eligible local spend.
Choice of 5 playful colours
Choice of 5 playful colours
How to maximise your cashback or miles?
Meet Alexis! She has just started her first big girl job. She loves spending time with her friends, prioritising self-care and seizing her long weekends for travel. She also maximises her spending by choosing a credit card that rewards her lifestyle every month.
In both months, Alexis doesn’t have to worry about selecting the top 2 local spend categories.
In Sep (Month 1), Alexis bought flights to Bangkok. She spent over S$500 on her trip and daily needs, earning her up to 5% cashback on her top 2 local categories: Travel and Shopping, and 1% cashback on her other eligible spend.
In Oct (Month 2), she joined a gym and celebrated her friend’s birthday, and was rewarded on her top 2 local categories: Dining and Wellness.
Plus, she has the flexibility to switch her rewards once a month, allowing her to toggle between up to 5% cashback or 1.3 miles per S$1.
How to toggle between cashback or miles
1. Login to your digibank app and select Cards.
2. Swipe to DBS Chromo Card.
3. Select Manage.
4. Toggle between cashback or miles in the Choice of reward section.
5. Confirm your selection by tapping on “Switch now”.
6. Your choice of reward has been updated successfully.
Turning 30 soon? Wondering what happens to your card once you turn 30? We’ve got you covered!
You will continue to earn up to 5% cashback or 1.3 miles per S$1 spend for 3 months after your 30th birthday month.
Here are some changes you can expect in the 4th month after your birthday:
If you opt for cashback rewards, you will earn 1.7% cashback on your eligible local spend, with no cap and no minimum spend requirement.
If you opt for miles rewards, you will earn 1.3 miles per S$1 spend (awarded in the form of DBS Points) on eligible local spend, with no cap and no minimum spend requirement.
You will continue to enjoy the other benefits, including 0 FX fees, the flexibility to toggle reward preference between cashback or miles, and the ability to change your card design at a fee.
Get up to 50% off your favourite brands Limited redemptions available. Terms and conditions apply.
Explore more（https://www.dbs.com.sg/personal/promotion/cards-extra-perks）
Explore other perks you can enjoy with your DBS Chromo Card
Multiplier Account
Earn 1.50% p.a. on your first S$50,000 with a Multiplier Account³ when you spend with your Chromo Credit Card. No minimum spend required.
Learn more（https://www.dbs.com.sg/personal/deposits/bank-earn/multiplier）
Eligible only for Multiplier account holders aged 29 years and below.