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Get up to $1,000 § in cash starting with a new eligible TD Chequing Account.
Choose from our most popular TD Unlimited Chequing Account or get more benefits with a TD All-Inclusive Banking Plan. Offer ends March 3, 2027. Conditions apply.
secure Open TD Unlimited Chequing Account（https://www.td.com/ca/en/personal-banking/special-offers/chequing-offer/unlimitedoverlay）
secure Open TD All-Inclusive Banking Plan（https://www.td.com/ca/en/personal-banking/special-offers/chequing-offer/allinclusiveoverlay）
Steps to get up to $1,000 § in cash
1
Open a new eligible Chequing Account
Open an eligible account by March 3, 2027 , and receive a qualifying recurring direct deposit within 30 days:
Get $850 † in cash when you open a TD All-Inclusive Banking Plan and receive a recurring direct deposit of at least $1,500 within 30 days; or
Get $700 † in cash when you open a TD Unlimited Chequing Account and receive a recurring direct deposit of at least $500 within 30 days.
Plus, complete one of the following within 60 days of opening the account:
Make an Online Bill Payment（https://www.td.com/ca/en/personal-banking/how-to/easy-web/pay-canadian-bill/）
OR
Set up a recurring Pre-Authorized Debit Payment（https://www.td.com/ca/en/personal-banking/how-to/bank-accounts/manage-my-accounts/?tdtab=2）
2
Bundle with a new eligible Savings Account & TD Credit Card to earn more
Get an additional $150 ◊ when you:
Open a new eligible Savings Account within 30 days of opening the New Chequing Account and Set up a Pre-authorized Transfer Service（https://www.td.com/ca/en/personal-banking/advice/day-to-day-banking/automated-savings） within 30 days of opening the New Savings Account.
And, apply and be approved for a new eligible TD Credit Card within 30 days of opening the New Chequing Account ◊ .
3
Deposit into a new eligible Savings Account to earn a Bonus Interest Rate ∞ .
Open and deposit into a new eligible Savings Account and/or a new TD Canada Trust TFSA High Interest Savings Accoun（https://www.td.com/ca/en/personal-banking/products/registered-plans/tfsa/savings-accounts/tfsa-high-interest-savings-account）t to earn a 4% Bonus Interest Rate in addition to the posted interest rate（https://www.td.com/ca/en/personal-banking/products/bank-accounts/account-rates?#tab1） for 90 days on balances up to $1,000,000. The more you deposit, the more you earn.
That means you could earn 4.55% with a TD ePremium Savings Account when you deposit more than $10,000.
Ready to get this offer?
TD Unlimited Chequing Account（https://www.td.com/ca/en/personal-banking/products/bank-accounts/chequing-accounts/unlimited-chequing-account）
Most popular
Open an account（https://www.td.com/ca/en/personal-banking/special-offers/chequing-offer/unlimitedoverlay）
Unlimited transactions 2 , including free Interac e-Transfers®
First year TD Credit Card fee rebate 3 (up to $139)
No TD ATM fee to use on any ATM in Canada 5
Monthly account fee of $17.95 or $0 if you maintain a daily balance of $4,000 or more 1
TD All-Inclusive Banking Plan（https://www.td.com/ca/en/personal-banking/products/bank-accounts/chequing-accounts/all-inclusive-banking-plan）
Most benefits
Open an account（https://www.td.com/ca/en/personal-banking/special-offers/chequing-offer/allinclusiveoverlay）
Unlimited transactions 2 , including free Interac e-Transfers®
Annual TD Credit Card fee rebate (up to $139) 4
No TD fees at Non-TD ATMs or Foreign ATMs 5
Free cheques 10 , drafts & more
Monthly account fee of $30.95 or $0 if you maintain a daily balance of $6,000 or more 1
Frequently Asked Questions
When will I get my Cash offer?
The Cash offer will be deposited to the new eligible Chequing Account within 12 weeks after all conditions have been met.
Can I get up to $1,000 in cash offer from opening a Chequing Account only?
No, to get the $1,000 in cash, customers must open a new eligible TD Chequing Account plus a new eligible TD Savings Account with a deposit and a new eligible TD Credit Card. Customers must also complete the requirements listed to get the offer.
Is there a minimum dollar value for the recurring Direct Deposit to qualify for the Chequing Account Cash Offer?
Yes, the minimum dollar value for the recurring Direct Deposit (in a 30-day period) to qualify is:
$500 for the TD Unlimited Chequing Account
$1,500 for the TD All-Inclusive Banking Plan
Can I get the bundle offer for Savings and TD Credit Cards if I already have a TD Chequing Account?
No, the bundle offer is only available if you open a new eligible TD Chequing Account. Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 3, 2026, are not eligible for the Savings Cash offers.
Can I get the Bonus Savings Interest Rate offer if I already have a TD Chequing Account?
No, the Bonus Savings Interest Rate offer is only available if you open a new eligible TD Chequing Account. Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 3, 2026, are not eligible for the bundle offer.
Can I get the Cash offer if I open my account in Branch?
Yes, you can open your account in branch, online, or by phone.
Can I get the Chequing Account Cash offer if I already have a TD Chequing Account?
No, customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of November 3, 2026, are not eligible for the Chequing Account Cash offer.
Is there a minimum dollar value for the bill payments to qualify for the Chequing Account Cash Offer?
Yes, the minimum dollar value for bill payments to qualify is $50.
Is there a simple way to switch to a new TD Bank account?
Yes, the TD Switch Kit（https://www.td.com/ca/en/personal-banking/products/switch-to-td） has a step-by-step guide to help you make a smooth transition
How is the 4% Bonus Savings Interest Rate offer calculated?
The account will earn a Bonus Savings Interest Rate of 4.00% per annum on any balances up to $1,000,000 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account. The Bonus Savings Interest Rate will be applied to the New Savings Account commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter. The Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account. The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly.
Features for all TD Chequing Accounts
TD MySpend（https://www.td.com/ca/en/personal-banking/solutions/ways-to-bank/td-myspend）
Paired with your TD app, instantly keep track of your monthly spending 6 .
My TD Rewards（https://www.td.com/ca/en/personal-banking/products/td-offers）
Score deals and get personalized offers with your TD Access Card with Visa* Debit and eligible TD Credit Cards.
TD Mobile Deposit（https://www.td.com/ca/en/personal-banking/how-to/td-app/deposit-cheque）
Deposit cheques as soon as you receive them so you can spend more time doing the things you want 8 .
Earn more Stars at Starbucks®（https://www.td.com/ca/en/personal-banking/products/credit-cards/starbucks）
Link your eligible TD Credit Card or TD Access Card with Visa* Debit and Starbucks Rewards account to earn more Stars towards your Starbucks® favourites 9 .
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When will I get my Cash offer?
The Cash offer will be deposited to the new eligible Chequing Account or into TFSA HISA for TFSA HISA account holders within 12 weeks after all conditions have been met.
Can I get the $700 Cash offer from opening a Chequing Account only?
No, to get the $700 Cash offer, customers must open a new eligible Chequing Account plus a new eligible Savings Account. Customers must also complete the requirements listed to get the Cash offer.
Can I get the Savings Cash offers if I already have a TD Chequing Account?
No, the Savings Cash offers are only available if you open a new eligible TD Chequing Account. Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of May 28, 2025, are not eligible for the Savings Cash offers.
Is there a minimum deposit balance to qualify for the Savings Cash offer?
Yes, if the total deposit amount is below $10,000, it will not qualify for the Savings Cash offer. Please refer to the deposit tiers for qualifying cash offer amounts.
If I have an existing TD Mutual Funds Tax-Free Savings Account or a TD Direct Investing Tax-Free Savings Account will I qualify if I open up a TFSA HISA account?
No, a customer does not qualify if they have an existing TD Multi-Holding Tax Free Savings Account, TD Mutual Fund Tax-Free Savings Account or TD Direct Investing Tax-Free Savings Account.
Can I get the Cash offer if I open my account in Branch?
Yes, you can open your account in branch, online, or by phone.
Can I get the Chequing Account Cash offer if I already have a TD Chequing Account?
No, customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of May 28, 2025, are not eligible for the Chequing Account Cash offer.
Is there a minimum dollar value for the bill payments to qualify for the Chequing Account Cash Offer?
Yes, the minimum dollar value for bill payments to qualify is $50.
If I purchase a Guaranteed Investment Certificate (GIC) in the Tax-Free Savings Account (TFSA) would I qualify for the offer?
No, a GIC purchased in the TFSA would not qualify. The only way to qualify for the offer is if the cash funds are deposited directly into the TFSA HISA account and the balance is maintained for 120 days.
Does a deposit into the cash portion of a TD Multi-Holding Tax Free Savings Account qualify?
No, in order to qualify for the cash offer a customer must open a new High Interest TFSA Savings Account (TFSA HISA) within TD Canada Trust TFSA. TD Multi-Holding Tax Free Savings Account is not a qualifying account.
Legal
TD New to Bank Offer (Terms and Conditions)
Calculating up to $1,000 in cash
§ Up to $1,000 cash is calculated as follows: Offer 1) up to $850 cash with an eligible Chequing Account + Offer 2) $150 cash.
Plus , 4% bonus savings interest rate for 90 days which is earned separately from the cash offers.
Offer 1) Earn $850 in cash when you open a new TD All-Inclusive Banking Plan (the "New Chequing Account") or earn $700 in cash when you open a new TD Unlimited Chequing Account (the "New Chequing Account") between November 3, 2026 and March 3, 2027 and complete the qualifying criteria described in the Offer 1 - Chequing Account Offer: Up to $850 Cash section.
Offer 2) Earn $150 in cash when a New Chequing Account customer opens a new TD Every Day Savings Account, TD Growth TM Savings Account, or TD ePremium Savings Account (the "New Savings Account") AND applies and is approved for a new eligible TD Credit Card within 30 days of the New Chequing Account opening, and completes the qualifying criteria described in the Offer 2 - Bundle Offer : $150 Cash section.
Offer 3) Earn an additional 4.00% Bonus Savings Interest Rate for 90 days when a New Chequing Account customer opens and deposits funds into a New Savings Account and/or; a new TD Canada Trust TFSA High Interest Savings Account (the “New TFSA HISA”) within 30 days of the New Chequing Account opening and completes the qualifying criteria described in the Offer 3 – Savings and TFSA HISA Offer: Earn 4% Bonus Interest Rate for 90 Days section.
All amounts are in Canadian dollars. Other conditions may apply.
Offer 1 - Chequing Account Offer: Up to $850 Cash
† The Chequing Account Offer is available to Canadian residents that are the age of majority at time of account opening in their province or territory of residence. Eligible customers can earn up to $850 in cash by completing the required activities:
Open a New Chequing Account
Open a TD All-Inclusive Banking Plan or TD Unlimited Chequing Account (the "New Chequing Account") between November 3, 2026 and March 3, 2027.
Complete the Required Activities Within 60 Days of Account Opening
To qualify for this offer, you must complete both of the following requirements within 60 days of opening the New Chequing Account:
(a) Complete the applicable Direct Deposit requirement
For a TD Unlimited Chequing Account: Set up and receive qualifying recurring Direct Deposits totaling at least $500 in a 30-day period into the New Chequing Account.
For a TD All-Inclusive Banking Plan: Set up and receive qualifying recurring Direct Deposits totaling at least $1,500 in a 30-day period into the New Chequing Account.
For the purposes of this offer, a qualifying recurring Direct Deposit is from an employer, pension provider or government and must occur weekly, biweekly, monthly, or twice per month. Whether a recurring Direct Deposit qualified for this offer is subject to our approval.
(b) Complete one of the following activities:
1) Make an Online Bill Payment of at least $50 using TD EasyWeb or the TD app.
2) Have a recurring Pre-Authorized Debit of at least $50 come out of your account. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-Authorized Debits（https://www.td.com/ca/en/personal-banking/how-to/bank-accounts/manage-my-accounts?#tab2）.
Fulfillment :
Customers who complete all the above requirements will receive:
$700 cash if the New Chequing Account is a TD Unlimited Chequing Account; or
$850 cash if the New Chequing Account is a TD All-Inclusive Banking Plan.