Send Money Internationally | TD Global Transferᵀᴹ

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$0 TD transfer fees 1

With no TD fees 1 for global transfers, there are no surprises, just smooth money transfers.

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Send money through TD Global Transfer TM

Global money transfers from Canada – to the people who matter most

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$0 TD transfer fees 1 on money transfers

Secure global money transfers made easy

Send money internationally to over 200 countries 12

Ways to send money

Bank conveniently and confidently online through the TD app and EasyWeb.

Interac ® e-Transfer（https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/etransfer）

TD Global Transfer TM（https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/international-money-transfer/td-global-transfer）

TD US to TD CAN Transfer（https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/tdbank-to-tdcanada-transfer）

Send money internationally with TD Global Transfer TM

Looking for a secure and convenient way to send money internationally from Canada? We make it simple to send up to $10,000 11 to over 200 countries 12 with TD Global Transfer™. Choose from three secure transfer options - international bank transfer, eligible Visa Card 3 , or cash pick up through Western Union - all with $0 TD transfer fees 1 .

Choose from 3 transfer options

Ready to send money abroad? With TD Global Transfer™, you can send money internationally using an eligible bank account or eligible line of credit and choose 1 of 3 transfer options that best suit you and your recipient.

International Bank Transfer

Receiving method: Direct deposit to your recipient's international bank account.

Transfer Fee: When using International Bank Transfer, there is no TD transfer fee 1 to send money to any destination.

Transaction time: Your recipient will typically receive funds in 1-5 business days 4,5 .

Transaction amount limit: You can send up to $10,000 per transaction every 24 hours 6 .

Global reach: This bank-to-bank transfer method lets you securely send money to over 150 countries and territories.

Learn more（https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/international-money-transfer/td-global-transfer/international-bank-transfer）

For cash pick-up via

Western Union®

Receiving method: Send an international money transfer for cash pick-up 2 at Western Union locations.

Transfer Fee: Western Union Money Transfers apply transfer fees and foreign exchange rates on every transaction 10 . TD does not charge a transfer fee for using this service 1 .

Transaction time: Recipients can pick up cash usually in 2-4 hours 4,5 .

Transaction amount limit: You can send up to $999.99 per transaction every 24 hours 6 .

Global reach: Send money to 500,000+ Western Union® Agent locations in over 200+ countries worldwide.

Learn more（https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/international-money-transfer/td-global-transfer/western-union）

Send directly to an eligible

Visa Card

Receiving method: Through Visa Direct, send money to an international bank account using a Visa Debit Card, or to a Visa Credit Card, and Prepaid Visa Card abroad. All you need is your recipient's 16-digit Visa Card 3 number.

Transfer Fee: When using Visa Direct there is no TD transfer fee 1 to send money to any destination.

Transaction time: The recipient usually receives funds within 24-48 hours 4,5 .

Transaction amount limit: You can send up to $2,500 per transaction every 24 hours 6 .

Global reach: Send money to your recipient's eligible Visa Card in over 170 countries and territories.

Learn more（https://www.td.com/ca/en/personal-banking/ways-to-bank/ways-to-send/international-money-transfer/td-global-transfer/visa-direct）

Offers and promotions

TD International Student Banking Package（https://www.td.com/ca/en/personal-banking/special-offers/international-students-banking-package）

Get Western Union® transfer fees back for up to 12 months and enjoy no TD transfer fees on all other international transfers. Conditions apply. 7

TD New to Canada Banking Package（https://www.td.com/ca/en/personal-banking/products/banking-offers-for-newcomers）

Get Western Union® transfer fees back for up to 12 months and enjoy no TD transfer fees on all other international transfers. Conditions apply. 9

What do you need to send money internationally?

Each country has unique requirements for sending money internationally. Whether you’re sending money from Canada to the U.S., India, the Philippines, China, Jamaica, or Mexico, the information you need may vary. View the complete list of country‑specific requirements here（https://www.td.com/content/dam/tdct/document/pdf/personal-banking/ways-to-bank/ways-to-send/international-money-transfer/td-global-transfer/td-global-transfer-requirements-and-destinations-en.pdf）.

Select a country for international transfer requirements

Select a country

United States

India

Philippines

China

Jamaica

Mexico

What you need to send money to the U.S.

International bank transfer

Recipient Full name

Recipient Address (Country, Street address, City, Province, Postal code)

Recipient Bank Account number / IBAN number

Recipient Bank BIC code / Routing code

Recipient Account type

Cash pick up via Western Union

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

Card holder name

Card number

What you need to send money to India

International bank transfer

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

Recipient Bank Account number

Recipient Bank IFSC

Recipient Account type

Cash pick up via Western Union

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

Card holder name

Card number

What you need to send money to the Philippines

International bank transfer

Recipient Full name

Recipient Address (Country, Street address, City, Province, Postal code)

Recipient Bank Account number

Recipient Bank BIC code / SWIFT code

Recipient Account type

Cash pick up via Western Union

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

Card holder name

Card number

What you need to send money to China

International bank transfer

Recipient Full name

Recipient Address (Country, Street address, City, Province, Postal code)

Recipient Bank Account holder number

Recipient Phone number

Recipient DOB

Recipient Bank Account number

Recipient Bank BIC code / SWIFT code

Recipient Account type

Cash pick up via Western Union

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

Card holder name

Card number

What you need to send money to Jamaica

International bank transfer

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

Recipient Account holder name

Recipient Bank Account number

Recipient Bank code and branch code

Recipient Account type

Cash pick up via Western Union

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

Card holder name

Card number

What you need to send money to Mexico

International bank transfer

Recipient Full name

Recipient Address (Country, Street address, City, Province, Postal code)

Recipient Account holder name

Recipient Bank Name

Recipient CLABE (account number and routing code)

Bank code

Cash pick up via Western Union

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

Recipient Full name

Recipient Address (Country, Street Address, City, Province, Postal code)

Card holder name

Card number

Benefits of TD Global Transfer TM

Global reach

Send money to over 200 countries 6 including United States, India, China, Philippines, Mexico. See other available countries.

Convenient

Three easy options to send money: direct to an international bank account, eligible Visa Card 3 or for cash pick up through Western Union.

Secure

Send money with confidence knowing your transfers are protected by TD Online & Mobile Security Guarantee（https://www.td.com/ca/en/about-td/privacy-and-security/how-we-protect-you/online-security-guarantee-guarantee）

Competitive exchange rates

Transfer money with TD Global Transfer through EasyWeb or the TD App at competitive exchange rates.

How to send money with TD Global Transfer TM

TD app

EasyWeb

Step 1: Login

First time users will need to register. Follow the prompts and review and accept the TD Terms of Use and Privacy Terms.

Step 2: Get an estimate

Select the Country and enter the amount you want to send, and review quotes.

Step 3: Select a transfer method

Select the transfer method that best suits you and your recipient.

Step 4: Send your transfer

Select the account to transfer from and enter recipient information. Review and confirm all details and track the status of your transfer using TD Global Transfer transaction history.

Step 1: Login

For first time users you will need to register. Follow the prompts and review and accept the TD Terms of Use and Privacy Terms

Step 2: Get an estimate

Select the Country, enter the amount you want to send, and review quotes.

Step 3: Select a transfer method

Select the transfer method that best suits you and your recipient.

Step 4: Send your transfer

Select the account to transfer from and enter the recipient information. Review your details and complete your transfer.

Frequently asked questions

What other information is needed to send money abroad?

Some additional information that may be required for your money transfer may include but not limited to:

Recipient Account Number (e.g. IBAN, CLABE, BBAN)

Bank Number (e.g. BIC, Swift, Routing Code)

Branch ID (Branch Code)

Tax ID

Recipient Currency

If you need help filling out the fields for your money transfer, simply select 'Get help finding bank information' on the TD app or hover over the tooltip next to each field (?) in EasyWeb.

If you require additional support, please contact us at 1-844-352-1148.

You may also be required to provide additional documentation outside of the information collected within the TD Global Transfer process. In some rare instances, your recipient may be required to go into a bank and provide this information.

What is an IBAN code and a BIC/SWIFT code?

IBAN – International Bank Account Number:

IBAN (or International Bank Account Number) identifies your recipient's country ad account number. For the destination country you selected, an IBAN is typically 22 characters long, and contain both letters and numbers. It typically starts with a two letter country indicator, for example, a Germany IBAN starts with: DE.

BIC/Swift Code:

BIC (Bank Identifier Code) or SWIFT code, identifies the recipient's bank and location. It is typically 8 or 11 characters long, and contains both letters and numbers.

Is there a transfer limit for how much money I can send?

How much money you can send will vary depending on the method of transfer you choose.

Send limits to international bank account with International Bank Transfer:

$10,000 per day, weekly limit of $40,000 and monthly limit of $100,000.

Send limits for Cash Pick-up with Western Union®:

$999.99 per day, weekly limit of $2,999.99 and monthly limit of $6,999.99.

Send to Card limits for Visa Direct:

$2,500 per day, weekly limit of $10,000 and monthly limit of $25,000.

There are no limits to the number of transfers you can send each day, as long as the total dollar value does not exceed the maximum dollar amount allowed in the time period noted above.

The minimum amount you can send is usually $10 in the currency of the funding account, but there are some countries where this amount is higher.

How can you cancel your TD Global Transfer?

Western Union® Money Transfer SM

To cancel your Western Union® Money Transfer SM simply follow these steps:

EasyWeb

Select TD Global Transfer in the left-hand menu to see a list of recent transactions

Select the Transaction Details, of the Western Union® Money Transfer SM you want to cancel

Select Cancel Transfer from the options

A Western Union® Money Transfer SM cannot be cancelled within the first hour of being sent, when the transaction is being validated, or after recipient has picked up their funds.

Once the transfer has been cancelled, it can take up to 5 business days for funds to be returned to your account.

If it’s taking more than 5 days, don’t hesitate to call us at 1-844-352-1148.

Visa Direct and International Bank Transfer

Transfers sent to an eligible card using Visa Direct or a recipient’s bank account using International Bank Transfer cannot be cancelled if the payment has been completed.

How do I check the status of my TD Global Transfer on the TD app?

To check your TD Global Transfer status, go to your Transaction History section. Simply follow these steps:

After logging into the TD app

Select Transfers from the options in the left-hand menu

Select History from the Transfers menu

Select the Globally tab on the right

Your transfers will be listed under the Money Sent section of the History screen

Your money transfer status will show one of the following:

In progress:

Your transfer is being reviewed, please return later to check the status.

Completed:

Your transfer is complete and has been sent to the recipient . Please note, if you successfully cancel a Western Union® Money Transfer SM the transfer may show as 'Completed' but the funds will be returned to you within 5 business days. To view your Western Union® Money Transfer SM status and details visit https://www.westernunion.com/global-service/track-transfer with your Tracking number (MTCN).

Cancelled:

You have cancelled your transfer, or we were unable to process your transfer. Funds will be returned to you within 5 business days.

Pending Cancellation:

Your cancellation request is being reviewed, please return later to check the status.

How do I check the status of my TD Global Transfer on EasyWeb?

To check your TD Global Transfer status, go to your Transaction History section. Simply follow these steps:

Select TD Global Transfer in the left-hand menu

A list of your last 25 transactions will be displayed

To view the Transaction Details, select the transaction that you would like to view

The status appears in the grey section of your Transfer Receipt to the right

Your money transfer status will show one of the following:

In Progress:

Your transfer is being reviewed, please return later to check the status.

Completed:

Your transfer is complete and has been sent to the recipient . Please note, if you successfully cancel a Western Union® Money Transfer SM the transfer may show as Completed but the funds will be returned to you within 5 business days. To view your Western Union® Money Transfer SM status and details visit https://www.westernunion.com/global-service/track-transfer with your Tracking number (MTCN).

Cancelled:

You have cancelled your transfer, or we were unable to process your transfer. Funds will be returned to you.

Pending Cancellation:

Your cancellation request is being reviewed, please return later to check the status. If your request

has been pending for more than 5 business days, please contact us at 1-844-352-1148.

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Explore convenient banking options for newcomers to Canada like chequing accounts, savings accounts and credit cards.

TD Cross-Border Banking（https://www.td.com/ca/en/personal-banking/solutions/cross-border-banking）

Whether you’re living part-time in the U.S. or a frequent traveler to the U.S., TD has cross-border banking solutions to help.

TD Banking Tutorials（https://www.td.com/ca/en/personal-banking/how-to/digital-banking/bill-payment-transfers）

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