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Home loan calculators and tools
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Apply online（https://online.macquarie.com.au/originations/homeloan）
Apply online（https://online.macquarie.com.au/originations/homeloan）
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View all calculators and tools
All calculators and tools
Refinance savings calculator
Calculate how much you could save by refinancing your home loan.
Calculate refinance savings（https://www.macquarie.com.au/home-loans/home-loan-calculators/refinance-calculator.html）
Repayments calculator
Work out your monthly loan repayments with our home loan repayment calculator.
Calculate savings（https://www.macquarie.com.au/home-loans/home-loan-calculators/repayments-calculator.html）
Borrowing power calculator
Use this calculator to understand your borrowing capacity with Macquarie and your monthly home loan repayments.
Calculate borrowing power（https://www.macquarie.com.au/home-loans/home-loan-calculators/how-much-can-i-borrow.html）
Stamp duty calculator
Use this stamp duty calculator to figure out how much you'll pay in government charges based on the amount you plan to borrow.
Calculate stamp duty（https://www.macquarie.com.au/home-loans/home-loan-calculators/stamp-duty-calculator.html）
Key Fact Sheet
Generate a Home Loan Key Facts Sheet to understand and compare our home loan products.
Generate Key Facts Sheet（https://www.macquarie.com.au/home-loans/home-loan-calculators/key-facts-sheet-calculator.html）
How to apply
Apply today with expert assistance
Complete at your own pace and save as you go.
Stay up to date on your application status.
We'll ensure you're getting our best rate for your circumstances.
We won't run a credit check until after you submit your application.
We're here to help if you have any questions through the application process.
Start my application（https://online.macquarie.com.au/originations/homeloan）
Have questions before you apply online?
Our team of home loan experts are here to help. Request a call by completing the form and we'll typically make contact with you within 1 business day.
If you're an existing customer looking to make changes to your home loan, please reach out to us via Q in your Macquarie Mobile Banking app or Macquarie Online Banking.
Thanks for your enquiry. We’ll aim to contact you within one business day.
For some enquiries we will contact you via email only.
FAQs
Frequently asked questions
How do you calculate home loan repayments?
To see how we calculate your potential home loan repayments, use our home loan repayments calculator.（https://www.macquarie.com.au/home-loans/home-loan-calculators/repayments-calculator.html）The home loan repayment calculator can help you work out how much your monthly repayments will be, based on how much you plan to borrow.
The assumptions used in our home loan repayments calculator are as follows:
Your loan to value ratio (LVR), purpose of your loan and how you will be paying determines your interest rate.
Your LVR is calculated by dividing the amount you'd like to borrow by the value of the property as a percentage.
The value of your property is assumed to be the same as the amount you'd like to borrow plus deposit.
The loan term is set at 30 years.
Calculations are based on a variable rate, except for the initial fixed rate period if one is selected.
Interest rates do not change for the life of the loan.