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Borrowing Power Calculator
Discover your borrowing potential
Get a clear picture of your borrowing capacity before you start house hunting and know exactly what's within your reach.
What's next for your property search?
Save your estimate to automatically pre-fill our Purchase Power Calculator. We'll factor in stamp duty, LMI, and government schemes to show exactly which properties are within your budget.
Save your estimate
Find your total property budget
Unlock affordability labels on listings
Calculate your total purchase price
See how stamp duty, LMI, and upfront fees impact your real world buying power.
Calculate
Calculate your total purchase price
Not sure where to start?
Buying your first home? View first home buyer guide（https://view.com.au/home-loans/）
Upgrading to your next home? Read our guide to upgrading（https://view.com.au/home-loans/my-next-home/）
Building wealth through property? Read our investor guides（https://view.com.au/home-loans/investment-property/）
Frequently asked questions
What is borrowing power?
Borrowing power is the maximum amount a lender may be willing to loan you for a home loan, based on your financial situation. It takes into account your income, expenses, existing debts, and other financial commitments to determine how much you can comfortably afford to borrow while still meeting your living costs.