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Home（https://www.spf.gg/）
About us（https://www.spf.gg/about-us/）
News（https://www.spf.gg/news/）
Testimonials（https://www.spf.gg/testimonials/）
Contact us（https://www.spf.gg/contact-us/）
Mortgage Calculator（https://www.spf.gg/mortgages/mortgage-calculator/）
£7.475m Funding for UK Commercial Property Acquisition
Date: 17th December 2024 / Author: SPF
SPF Private Clients is proud to announce the completion of a £7.475m funding package helping a new client acquire a special purpose commercial property in the Midlands.
Despite holding an indicative finance offer, the client turned to Gary O’Neill at SPF Private Clients (CI) Ltd to explore alternative funding solutions. Leveraging strong lender relationships, SPF was able to secure more competitive terms and work with a relationship led funder who understood the complexities of the multi-jurisdictional group structure involved and the imperative need to complete within a short timeframe in order to avoid any time extension penalties.
Case highlights:
Loan-to-Value (LTV): 65%
Complex Structure: Multi-jurisdictional group
Timeline: Completion achieved within 10 weeks of initial engagement
Client Relationship: New to both SPF and the lender
Working alongside Scott Philpott and Leeroy Fritsch at Investec Bank CI Ltd the collaboration delivered a competitive relationship proposition and a timely resolution for the client.
This case demonstrates SPF’s ability to handle intricate scenarios with efficiency, providing tailored funding solutions to meet our clients’ needs.
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Testimonials
"We have used SPF twice now when we have moved house and can't recommend them enough. They help to cut through all of the red tape on mortgage applications to make the process as easy as possible."
Danielle Louise Bennett - SPF CLIENT
"Thank you Jez and team for helping us choose the mortgage product right for us and for providing invaluable advice whenever we needed throughout the process. We will be recommending your services to others!"
Adam Norman - SPF CLIENT
"I have worked with SPF for many years. I find them professional, conscientious and above all dependable - especially in the regulated world we live in! Their range of products is unparalleled , their market knowledge is equally unrivalled and combine this with their collective experience and you’ll find it difficult to obtain better financial advice."
Phillip Le Cheminant - SPF CLIENT
"Excellent service, Pierre was always ready to see us and talk us through each of our house buying ideas. SPF also helped us sort out all our other pension and financial issues."
Anna Kinnersly - SPF CLIENT
"As first time buyers, my fiancé and I booked an initial appointment/informal chat with Gary hoping to gather some information on the current property market and whether getting a mortgage was even a possibility for us. He was friendly, informative and spoke at a level which we understood. I would recommend SPF to anyone looking to buy their first home."
Samantha le Cras - SPF CLIENT
"Excellent Service from the word go. As a first time buyer Gary took the time to explain all of the options and nuances with regards to both obtaining a mortgage and deciding upon mortgage protection. With his help, i've managed to secure my preferred mortgage option with a view to going to court in the near future. I would certainly have no hesitation in recommending the services of SPF to anybody."
Andy Stuart - SPF CLIENT
"A pleasure to deal with. Thank you to Jez for arranging our mortgage and other matters that could have swamped us at such a busy time. Recommended!"
Harry Bazzaz - SPF CLIENT
"This might be of interest to #chog (Common Housepeople of Guernsey). After over 44 years with a large UK-based insurance company (with no claims ever), I approached SPF for a quote. I couldn't believe I saved over 51% on like-for-like cover. It was a delight to deal with Ben Meader. Top service—highly recommended!"
Keith - SPF CLIENT
"Working with Pierre has been an excellent experience, he has been very flexible fitting us in for appointments with very short notice and providing us with all the information needed. I would highly recommend using SPF."
Chloe Kemp - SPF CLIENT
"Thank you for going above and beyond in helping us to secure our forever home. None of this would have been possible without you. We want you to know how much we appreciate everything you've done to make this possible. Thank you again."
Ogier Family - SPF CLIENT
"My fiancé and I were looking to buy our first house and Gary's help was very useful! He helped us to determine the best mortgage options and which properties were within our budget, and what we could do with the savings we had accumulated . He also took out all the stress of doing the paperwork. Thanks for all your help Gary - very much appreciated."
Nicki Harrison - SPF CLIENT
"I use SPF in both a personal and professional capacity and have always found them to be both friendly and professional on all occasions. From the moment you are greeted at reception the team at SPF are nothing but helpful and proactive. They have always exceeded my expectations with what they offer and how they conduct themselves. I have no hesitation in recommending SPF to clients and/or friends and will continue to do so as the services offered and the wealth of knowledge within the team is second to none!"
Paul O’Neill - SPF CLIENT
"I have used Savills Private Finance both personally and via my company - personally for car insurance and professionally for healthcare cover for my employees and public liability cover for the office. I have found Steve Williamson and the team to be excellent at comparing the market and presenting the best deals both in terms of cost and quality of cover. Indeed, the healthcare provider they recommended initially was not one I had heard of but has provided cover and service as good as Bupa and Axa PPP, who I have used previously, but at a significant discount to their costs. I highly recommend the team."
James Blower - SPF CLIENT
"Pierre at SPF was one of the first people we came in contact with when we were looking to relocate to Guernsey due to work. He made the process of arranging a mortgage very simple - he was very well connected, knowing a lot of people! That was 10 years ago and since then Pierre and his colleagues have continued to offer great guidance."
Stephen Hare - SPF CLIENT
"The service that was provided to us was second to none and we would not hesitate in recommending SPF to any potential client of theirs in the future. I have the upmost confidence in them receiving the efficient, quality service that we received during a very difficult house purchase.
The property was put back on the market and went under offer with another agent 70% into the purchase process. Court dates were agreed and then the dates were moved, this happened 3 times. This created a lot of extra un-necessary work for all involved. It was a very traumatic time for us and SPF acted very fast and worked to very tight deadlines in a professional manner to secure the purchase. We are very pleased with the service that was provided to us and would highly recommend them in the future."
Chris Winter (Building Surveyor BSc (Hons), C.Build E, MCABE) - SPF CLIENT
"They were absolutely brilliant soo helpful especially Jez!!"
Aimee Lihou - SPF CLIENT
"I can't thank SPF enough for all of their help whilst trying to obtain my first mortgage. Doing it alone was difficult but Pierre was as determined to help as I was determined to succeed! I can't say I was an easy customer but nothing was any bother for anyone from the ladies in the reception area right through to Pierre who was there every step of the way helping to provide information where needed, explaining things I didn't quite understand and checking in to make sure the process was going as it should be.
Their service and friendly atmosphere is amazing and I would definitely recommend SPF to anyone! Thanks so much again - from one very happy homeowner."
Jemma De Carteret - SPF CLIENT
"SPF have been instrumental in ensuring our journey as first time buyers has gone swiftly and smoothly. Jez was excellent at maintaining our sanity when things were a little bumpy and the ladies in the office were always friendly and helpful. We really couldn't have done this without you. Thank you so much for making this experience a happier one and a very merry Christmas!"
Roberta Worthington - SPF CLIENT
"Buying our first house was daunting but with the help of Jez and the team it was made a lot easier and less stressful. From day 1 Jez was very attentive to all our needs and always acted promptly on any questions we had. After this experience I wouldn't rush to look anywhere else for mortgage advice and am so happy we decided to visit SPF."
Dom Heaume - SPF CLIENT
"Having dealt with SPF for a number of years i feel like i have always had an excellent service from the guys there. The Receptionists are friendly and helpful and whilst helping with my latest mortgage, Pierre went that extra mile to find the right mortgage and the perfect deal for me. I would always strongly recommend them as my first point of call when looking for a new mortgage or at any of the other services that they offer."
Penny Wilson - SPF CLIENT
"Thanks for helping us to buy a family home. Gary was very helpful to find us a right mortgage product and personal insurance."
Srikanth Bhat - SPF CLIENT
"I have just recently been to SPF for my mortgage. Pierre Blampied looked after me and was extremely helpful and made a very stressful time for me much more bearable. I would highly recommend going to them. Thank you."
Michelle Neves - SPF CLIENT
"Absolutely amazing service and extremely helpful throughout our entire house purchase. I'd recommend SPF to anyone looking to buy a house who needs assistance getting a mortgage."
Chris Wrigley - SPF CLIENT
"Great service and excellent advice. SPF are really helpful and understanding. Thank you so much."
Clare Louise Arnold - SPF CLIENT
"We first used SPF 3 years ago for our first house purchase, Jez and the team were incredibly thorough and helpful and made the whole process really enjoyable.