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Banking(https://www.peoplefirstbank.com.au/banking)

Loans(https://www.peoplefirstbank.com.au/loans)

Insurance(https://www.peoplefirstbank.com.au/insurance)

Calculators(https://www.peoplefirstbank.com.au/calculators)

Interest rates(https://www.peoplefirstbank.com.au/rates)

Help and Support(https://www.peoplefirstbank.com.au/help-and-support)

Open an Account(https://www.peoplefirstbank.com.au/open-an-account)

We’re here to help. Get in contact.

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Transaction accounts

Manage your money easily with one of our transaction accounts.

Our transaction accounts

See our options below and choose the one that suits you.

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Everyday Account

A flexible account to manage your money, with unlimited selected transactions.

Learn more(https://www.peoplefirstbank.com.au/banking/transaction-accounts/everyday-account)

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Offset Account

An everyday transaction account that can help reduce interest charged on your home loan.

Learn more(https://www.peoplefirstbank.com.au/banking/transaction-accounts/offset-account)

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Former transaction accounts

Find the information you need on our former People's Choice transaction accounts here.

See former accounts(https://www.peoplefirstbank.com.au/banking/former-accounts/former-transaction-accounts)

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Why choose People First Bank for your transaction account?

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Digital Wallet payments

Make easy, secure payments using Google Pay™ Apple Pay or Samsung Pay.

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24/7 Access with Digital Banking

Easily access your account with our People First Bank App or Online Banking.

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Visa Debit Card

Use your card over the counter, online, with payWave or on your eligible smartphone.

Looking for simple, transparent banking?

We’ve created a range of accounts to suit wherever you are on your journey.

Compare deposit accounts(https://www.peoplefirstbank.com.au/banking/compare-deposit-accounts)

FAQs

See more savings and transaction account FAQs(https://www.peoplefirstbank.com.au/help-and-support/faqs/savings-and-transaction-accounts)

What is a PayID and how do I create one?

PayID allows you to link financial accounts to more common information such as your mobile number or email address.

Your accounts will still have a BSB and Account Number, but you’ll be able to provide your PayID to receive payments without sharing your BSB and Account Number. You can also send money to others using their PayID.

A PayID can be created within Online Banking or your People First Bank App.

For the People First Bank App:

Select ‘More’ from the bottom main menu (3 dots)

Under ‘Payment settings’, click ‘Manage PayID’

Tap the ‘+’ at the top right corner of the Manage PayID screen and follow the prompts.

Note: A PayID identifier (such as a mobile number) can only be linked to one account. If you need to set up PayID for multiple accounts, you will need to use a different identifier (such as an email address or ABN) for each account.

How can I switch my transaction accounts to People First Bank?

Good choice! You can get started by having your Tax File Number and identification handy.

To make switching easy, please provide us a list of all regular transactions from your previous financial institution.

Alternatively, click here(https://www.peoplefirstbank.com.au/-/media/project/peoplefirst/pfbwebsite/medialibrary/files/general/forms/frm-1-2-111-account-switching-request-for-regular-pay.docx?