English（https://www.pensionikeskus.ee/en/ii-pillar/joining-the-second-pillar/）
Eesti（https://www.pensionikeskus.ee/ii-sammas/liitumine-ii-sambaga/）
Русский（https://www.pensionikeskus.ee/ru/ii-c%d1%82%d1%83%d0%bf%d0%b5%d0%bd%d1%8c/%d0%bf%d0%b5%d0%bd%d1%81%d0%b8%d0%be%d0%bd%d0%bd%d1%8b%d0%b9-%d1%81%d1%87%d1%91%d1%82/）
My pension account（https://public.pensionikeskus.ee/public/login.do?locale=eng）
My pension（https://www.pensionikeskus.ee/en/my-pension/）
Pension system（https://www.pensionikeskus.ee/en/pension-system/） +
I pillar（https://www.pensionikeskus.ee/en/i-pillar/） +
State pension – I pillar（https://www.pensionikeskus.ee/en/i-pillar/state-pension/）
Parental pension（https://www.pensionikeskus.ee/en/i-pillar/parental-pension/）
Pension from foreign country（https://www.pensionikeskus.ee/en/i-pillar/pension-from-foreign-country/）
II pillar（https://www.pensionikeskus.ee/en/ii-pillar/） +
Mandatory funded pension（https://www.pensionikeskus.ee/en/ii-pillar/mandatory-funded-pension/）
Joining the second pillar（https://www.pensionikeskus.ee/en/ii-pillar/joining-the-second-pillar/）
Contributions（https://www.pensionikeskus.ee/en/ii-pillar/contributions/）
Change of the funds（https://www.pensionikeskus.ee/en/ii-pillar/change-of-the-funds/）
Pension investment account (PIK)（https://www.pensionikeskus.ee/en/ii-pillar/pension-investment-account-pik/）
Payments from II pillar（https://www.pensionikeskus.ee/en/ii-pillar/payments/）
Succession（https://www.pensionikeskus.ee/en/ii-pillar/succession/）
Mandatory pension funds（https://www.pensionikeskus.ee/en/ii-pillar/mandatory-pension-funds/）
Fund managers（https://www.pensionikeskus.ee/en/ii-pillar/fund-managers/）
Funds fees（https://www.pensionikeskus.ee/en/ii-pillar/funds-fees/）
Funds risk level（https://www.pensionikeskus.ee/en/ii-pillar/funds-risk-level/）
III pillar（https://www.pensionikeskus.ee/en/iii-pillar/） +
Supplementary funded pension（https://www.pensionikeskus.ee/en/iii-pillar/supplementary-funded-pension/）
Contributions（https://www.pensionikeskus.ee/en/iii-pillar/contributions/）
Exchange（https://www.pensionikeskus.ee/en/iii-pillar/exchange/）
Payments（https://www.pensionikeskus.ee/en/iii-pillar/payments/）
Supplementary pension funds（https://www.pensionikeskus.ee/en/iii-pillar/supplementary-pension-funds/）
Fund managers（https://www.pensionikeskus.ee/en/iii-pillar/fund-managers/）
Insurance companies（https://www.pensionikeskus.ee/en/iii-pillar/insurance-companies/）
Insurance products（https://www.pensionikeskus.ee/en/iii-pillar/insurance-products/）
Succession (pillar III)（https://www.pensionikeskus.ee/en/iii-pillar/succession/）
Increase pension（https://www.pensionikeskus.ee/en/suurempension-en/）
Calculators（https://www.pensionikeskus.ee/en/calculators/）
Statistics（https://www.pensionikeskus.ee/en/statistics/）
Accounting（https://www.pensionikeskus.ee/en/accounting/）
About us（https://www.pensionikeskus.ee/en/about-us/）
My pension account（https://public.pensionikeskus.ee/public/login.do?locale=eng）
English
Eesti（https://www.pensionikeskus.ee/ii-sammas/liitumine-ii-sambaga/）
Русский（https://www.pensionikeskus.ee/ru/ii-c%d1%82%d1%83%d0%bf%d0%b5%d0%bd%d1%8c/%d0%bf%d0%b5%d0%bd%d1%81%d0%b8%d0%be%d0%bd%d0%bd%d1%8b%d0%b9-%d1%81%d1%87%d1%91%d1%82/）
I pillar（https://www.pensionikeskus.ee/en/i-pillar/）
II pillar（https://www.pensionikeskus.ee/en/ii-pillar/）
III pillar（https://www.pensionikeskus.ee/en/iii-pillar/）
II pillar
Mandatory funded pension（https://www.pensionikeskus.ee/en/ii-pillar/mandatory-funded-pension/）
Joining the second pillar（https://www.pensionikeskus.ee/en/ii-pillar/joining-the-second-pillar/）
Contributions（https://www.pensionikeskus.ee/en/ii-pillar/contributions/）
Change of the funds（https://www.pensionikeskus.ee/en/ii-pillar/change-of-the-funds/）
Pension investment account (PIK)（https://www.pensionikeskus.ee/en/ii-pillar/pension-investment-account-pik/）
Payments from II pillar（https://www.pensionikeskus.ee/en/ii-pillar/payments/）
Succession（https://www.pensionikeskus.ee/en/ii-pillar/succession/）
Mandatory pension funds（https://www.pensionikeskus.ee/en/ii-pillar/mandatory-pension-funds/）
Fund managers（https://www.pensionikeskus.ee/en/ii-pillar/fund-managers/）
Funds fees（https://www.pensionikeskus.ee/en/ii-pillar/funds-fees/）
Funds risk level（https://www.pensionikeskus.ee/en/ii-pillar/funds-risk-level/）
Joining the second pillar
To join the second pillar, you will need to open a pension account and choose the pension fund to which you wish to start making contributions.
The pension account is your personal account. Here you will find all the information about your second and third pillar funds: submitted applications, selected funds, received payments, acquired pension fund units and unit data and payouts.
Opening a pension account
The pension account is opened upon submission of a choice application. You can submit the choice application at a bank or in the Pension Centre’s self-service interface, “My pension account（https://public.pensionikeskus.ee/public/login.do?locale=en）“.
Starting on 1 January 2021, applications to join the second pillar can be submitted at any time.
Starting in September 2021, you can also choose to have a pension investment account.
In the choice application, you also choose your pension fund.
A pension fund will be drawn randomly from a list for those who have a compulsory second-pillar pension (people born on 1 January 1983 and later) and are at least 18 years of age and employed but had not submitted a choice application at the time they received their first earnings.