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Conventional Facilities
HDFC offers conventional housing finance for home construction, purchase, improvement, holiday homes, and unsecured financing.
Apply now via eFaas through our Customer Portal（https://portal.hdfc.com.mv/）
Home Construction Fund your home build with staged disbursements. Enjoy flexible interest rates from 11% to 12.25% based on your equity, with repayment tenures up to 25 years.（https://www.hdfc.com.mv/conventional-facilities/home-construction）Home Purchase Finance your new house or apartment. Access competitive rates from 10% to 12.25% with extended repayment tenures up to 30 years across our options.（https://www.hdfc.com.mv/conventional-facilities/home-purchase）Home Improvement Renovate or extend your current property with no mortgage required. Access between MVR 50,000 and 2.5M at 11% p.a., with repayment terms up to 15 years.（https://www.hdfc.com.mv/conventional-facilities/home-improvement）Holiday Home Develop a holiday property on your own land. Requires only 15% equity with repayment tenures up to 20 years, with options to pool income for assessment.（https://www.hdfc.com.mv/conventional-facilities/holiday-home）Lite Financing Secure unsecured, small-ticket funding from MVR 50,000 to 500,000 at 15% p.a. Features a 5-year tenure with simple repayments via employer salary deduction.（https://www.hdfc.com.mv/conventional-facilities/lite-financing）