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Thursday, October 29, 2026
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Home（https://financialcongo.com/） Finance（https://financialcongo.com/category/finance/） BGFIBank Leads New CEMAC Lending in Three Markets
Finance（https://financialcongo.com/category/finance/）
BGFIBank Leads New CEMAC Lending in Three Markets
by Emmanuel Mbuyi（https://financialcongo.com/writer/emmanuel-mbuyi/） October 29, 2026
by Emmanuel Mbuyi（https://financialcongo.com/writer/emmanuel-mbuyi/） October 29, 2026
1
Fresh figures from the Bank of Central African States (BEAC) for the second quarter of 2026 offer a revealing snapshot of who finances the economies of the CEMAC zone. In the three markets covered by the data cited, BGFIBank finished the April–June period at the top of the table for new credit, although the routes it took to get there diverge sharply from one country to the next.
Cameroon: From Seventh Place to Market Leader
The most striking movement came in Cameroon. A year earlier, in the second quarter of 2025, the BGFIBank subsidiary ranked only seventh, with 8.60% of the market. Between April and June 2026, it captured 15.86% of new financing, a gain of 7.26 points that placed it first, narrowly ahead of Banque Atlantique (15.35%) and ahead of Commercial Bank of Cameroon (11.01%). The climb is all the more notable given that the overall market contracted: total credit volume fell by 3.33% to 1,824.2 billion FCFA. A lead of barely half a point, however, leaves little room for complacency.
Central African Republic: Leadership Under Pressure
In the Central African Republic, BGFIBank-CA retained its first-place ranking, but with a markedly thinner margin. Its share of new bank lending dropped from 64.75% to 46.34% over twelve months, ceding 18.41 points to competitors led by Ecobank (21.58%) and BSIC (19.95%). This reshuffling took place against a sharp slowdown in local banking activity: the total volume of loans granted by the country’s four institutions fell by 29.96% to 21.3 billion FCFA. In so narrow a market, a redistribution of this magnitude is significant, even as the leader holds its rank.
Gabon: An Overwhelming Position
Gabon tells a different story. There, the banking heavyweight claimed 70.21% of new financing, leaving Citibank a distant second at 11.38%. Out of a total of 515.8 billion FCFA distributed, down 9.83%, the bank’s lending went chiefly to the productive economy. Companies absorbed more than 61% of financing, with particularly strong support for small and medium-sized enterprises, whose allocations jumped by 33.54%.
What the Flows Reveal About the Regional Market
Read together, these figures sketch a banking landscape in which credit distribution contracted in all three markets, yet a single group continued to weigh heavily on the allocation of new money. The contrasts are instructive: share-winning momentum in Cameroon’s larger and more fragmented market, erosion in the Central African Republic’s small one, and near-dominance in Gabon.
One caveat matters for investors and policymakers alike. The BEAC data measure the vitality of new loan flows over the quarter, not total outstanding credit; they capture where lending momentum lies rather than the full weight of balance sheets.