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How credit cards work
With credit cards come big responsibilities, which is why it’s important to understand how they work. Credit card education is an online series that explores credit card interest, making payments, balance transfers and more.
Jump to
Credit card basics
Interest on your credit card
Using and managing your credit card
Balance Transfers
Safeguarding yourself and your card
Credit card basics
Featured
What is a credit card and how does it work?
Wondering if a credit card is the right choice for you? Find out how they work, their perks and pitfalls and how to use them wisely.
Read more （https://www.anz.com.au/personal/credit-cards/credit-card-education/what-is-a-credit-card-and-how-does-it-work/）
Article
How to get a credit card from us
In this article, we explain how to apply for an ANZ credit card and the information you’ll need to complete your application.
Read more （https://www.anz.com.au/personal/credit-cards/credit-card-education/how-to-get-credit-card/）
Article
How to choose a credit card that’s right for you
Choosing a credit card should never be done on a whim. Make sure you compare fees and charges, interest rates and benefits so that your decision is an informed one.
Read more （https://www.anz.com.au/personal/credit-cards/credit-card-education/how-to-choose-a-credit-card/）
Article
Finding a credit limit that’s right for you
Applying for a new credit card? Make sure you consider a credit limit that aligns with your spending habits and your ability to repay your card balance.
Read more （https://www.anz.com.au/personal/credit-cards/credit-card-education/credit-limit/）
Article
How to read your credit card statement
Familiarising yourself with your credit card statement is crucial. It can help you keep track of your spending, make your repayments on time, avoid fees and interest charges, and more.
Read more （https://www.anz.com.au/personal/credit-cards/credit-card-education/read-your-statement/）
Interest on your credit card
Video: Credit card interest. Play.
Credit card interest Click to play video 02:37（https://www.youtube.com/watch?v=LnWnHyXEyWQ）
Video transcript
Creducation - Interest
Welcome to ANZ Creducation. An online educational series about credit cards.
Today, we’re dipping into credit card interest.
Understanding personal credit card interest can be like running a bath. It’s important to keep an eye on it and know what to look out for.
To increase your chances of smoother sailing – it’s important to get an understanding of how interest works.